Your Local South Florida Public Adjusters

Get the maximum settlement from your insurance company you're legally entitled to. No upfront fees.

120+ 5 Star Reviews
Serving Florida, Georgia and North Carolina.
Hablamos Español.

$150M+

Recovered for Clients

5K+

Claims

A+

BBB Rated

All Major

Property Claims Handled

Google
120+ 5 Star Reviews

Trusted by Homeowners Like You

See how we've helped homeowners across South Florida get significantly more than the insurance company's initial offer.

"Rapid Public Adjusters got me $30,000 more than the insurance company initially offered after my pipe burst! They handled everything. Highly recommend!"

JG

Juan G.

Miami, FL

"My hurricane claim was denied. I felt hopeless until I called Rapid. They reopened the claim and secured a fantastic settlement. True professionals!"

MS

Maria S.

Fort Lauderdale, FL

"Lifesavers! Dealing with the insurance company after the fire was a nightmare. Rapid Adjusters took over and made sure we got paid fairly."

RD

Robert D.

Google Review

"¡Rapid Public Adjusters me consiguió $30,000 más de lo que la compañía de seguros ofreció inicialmente después de que se rompiera mi tubería! Se encargaron de todo. ¡Muy recomendables!"

JG

Juan G.

Miami, FL

"Mi reclamo por el huracán fue denegado. Me sentía desesperada hasta que llamé a Rapid. Reabrieron el reclamo y consiguieron un acuerdo fantástico. ¡Verdaderos profesionales!"

MS

Maria S.

Fort Lauderdale, FL

"¡Salvavidas! Lidiar with la compañía de seguros después del incendio fue una pesadilla. Rapid Adjusters se hizo cargo y se aseguró de que nos pagaran justamente."

RD

Robert D.

Reseña de Google

We've Recovered Millions For Clients With These Common Damage Claims

Our expertise ensures we can maximize the payout for your specific situation.

Water Damage Claim

Water Damage

We find hidden damage from leaks and floods to maximize your payout.

Hurricane & Wind Damage Claim

Hurricane & Wind

We document all storm damage to maximize your settlement.

Roof Leak Claim

Roof Leaks

We provide the proof needed to get your roof repair or replacement fully covered.

Fire & Smoke Damage Claim

Fire & Smoke

We find the hidden damage insurers miss to get you a complete rebuild.

Mold Damage Claim

Mold Damage

We link mold to a covered water loss to get your full removal paid for.

Pipe Burst Claim

Pipe Bursts

We document the massive damage from a burst pipe for a full settlement.

Flood Damage Claim

Flood Damage

We navigate complex flood policies to maximize your payout.

Theft & Vandalism Claim

Theft & Vandalism

We handle the documentation after a break-in to secure your full compensation.

Stop Fighting The Insurance Company Alone.

Our team takes over the entire stressful process to get you the full and fair settlement you're owed.

Get Every Dollar You Deserve

Our adjusters negotiate aggressively so you receive the full settlement your policy promises.

Florida Insurance Specialists

Licensed experts navigate complex Florida statutes to protect homeowners from insurer underpayments.

Zero Out‑of‑Pocket Until You Win

You pay nothing upfront; our fee comes only from the payout we secure for you.

Stress‑Free Claims Management

We handle paperwork, inspections, and negotiations, letting you focus on restoring your property.

South Florida Bilingual Experts

Local adjusters fluent in English and Spanish deliver clear guidance and fast, friendly service.

Trusted & Accredited Public Adjusters

We maintain the highest professional standards through our memberships and certifications.

Better Business Bureau A+ Rating

A+ BBB Rating

National Association of Public Insurance Adjusters

NAPIA Member

Florida Licensed Public Adjuster

FL Licensed

5 Star Google Reviews

5-Star Google Reviews

Don't Let Your Insurance Company Take Advantage of You

Lowball Settlement Offers: Insurance companies often offer 30-50% less than what your claim is actually worth.

Claim Denials: Legitimate claims get denied using confusing policy language and technicalities.

Endless Delays: Months of back-and-forth while your property deteriorates and costs increase.

Complex Paperwork: Overwhelming documentation requirements designed to confuse and discourage you.

The average homeowner accepts settlements that are $15,000 - $50,000 LESS than what they're entitled to receive.

Stop the Insurance Company Games - Call Now
Frustrated homeowner dealing with insurance claim

How We Get You Maximum Compensation

Our proven 4-step process ensures you receive every dollar you're entitled to under your policy.

1

FREE Claim Review

We analyze your policy, damage, and initial settlement offer to identify gaps and opportunities for increased compensation.

2

Comprehensive Documentation

Our experts conduct thorough inspections, document all damage, and compile evidence to build the strongest possible case.

3

Aggressive Negotiation

We present your claim professionally and negotiate directly with insurance adjusters to maximize your settlement amount.

4

Settlement & Payment

Once we secure your maximum settlement, you receive your check and we collect our fee only from the additional amount we recovered.

Frequently Asked Questions

Get answers to common questions about working with public adjusters.

Nothing upfront! We work on a contingency basis, meaning we only get paid when you do. Our fee is a small percentage of the additional money we recover for you above the insurance company's initial offer. If we don't increase your settlement, you owe us nothing.

Absolutely! Many claim denials can be successfully appealed and reopened. Insurance companies often deny legitimate claims hoping you'll give up. We know how to challenge wrongful denials and have successfully reopened thousands of "closed" cases.

Every claim is different, but most cases resolve within 30-90 days. Complex claims or those requiring appeals may take longer. We work efficiently to get you paid as quickly as possible while ensuring you receive maximum compensation.

No. It's your legal right to hire a public adjuster, and insurance companies cannot penalize you for doing so. In fact, they often respect professional representation and may settle more fairly when they know you have expert advocacy.

Yes! Rapid Public Adjusters is fully licensed by the Florida Department of Financial Services (License #W269397), bonded, and insured. We maintain all required professional credentials and continuing education.

Don't Leave Money on the Table

Get your FREE claim review and discover how much more you could be entitled to receive.




Why Homeowners Choose Us:

$150M+ recovered for Florida homeowners

No upfront fees - we only get paid when you do

Licensed Public Adjusters

Bilingual service (English & Spanish)

Get Your Free Claim Review

Your information is 100% secure and confidential.

Or call us now for immediate assistance:

(305) 226-8600

Available 24/7 • No Obligation • Free Consultation