Insurance isn’t something you think about every day, but when it is time to file a claim, it can be a source of high anxiety. You want to make sure you get the best settlement possible. Most people have little experience with insurance, so it is essential to work with an insurance adjuster with a license in Florida. Using a personal claims adjuster can be one way to make the claims process go more smoothly. You may have some questions or misconceptions about claims adjusters, so here are some facts you should know.
Misconception: Claims adjusters are expensive.
Fact: When you hire a claims adjuster, it is unlikely that you will need to provide any money up-front. Typically, the claims adjuster takes their fee as a percentage of your final settlement. Many people are happy to find that the increased settlement they receive by using their own claims adjuster more than pays the fee. For your protection, use someone with a Florida insurance adjuster license.
Misconception: If your claim is closed, it is too late for help.
Fact: If you find that the settlement you received from the insurance company is not going to pay the full amount of your loss, it may not be too late to negotiate a more substantial sum. There is typically a statue of limitations on such claims, so don’t waste any time.
Misconception: You should stick with the insurance company’s adjuster.
Fact: It is very likely that the claims adjuster you hire will have, at one point, have worked for at least one insurance company. They will understand the ins and outs of how the claims process works; the only difference is they will be looking out for your best interests, rather than the insurance company’s best interests.
Misconception: All adjusters are the same.
Fact: While the adjuster from the insurance company is required to operate in good faith, there is a range in compensation that is open to interpretation, and their paycheck comes from the insurance company. When you hire a claims adjuster, they are working for you. They receive their compensation as a percentage of what they win for you. As far as irritating the insurance company, they are required to settle claims promptly.
Fact: Rapid Public Adjusters Will Fight for You!
As you can see, working with the best Florida insurance adjusters is an excellent way to feel confident about receiving the best settlement package possible. To find out more, or get the process started, contact us at Rapid Public Adjusters today.